{"id":117642,"date":"2026-05-11T13:57:16","date_gmt":"2026-05-11T11:57:16","guid":{"rendered":"https:\/\/indre24.no\/?p=114724"},"modified":"2026-05-11T13:57:16","modified_gmt":"2026-05-11T11:57:16","slug":"spania-skader-for-13-millioner-fra-ostfold-kan-koste-deg-titusener-2","status":"publish","type":"post","link":"https:\/\/jobbhjelp.eu\/index.php\/2026\/05\/11\/spania-skader-for-13-millioner-fra-ostfold-kan-koste-deg-titusener-2\/","title":{"rendered":"Spania-skader for 13 millioner fra \u00d8stfold: – Kan koste deg titusener"},"content":{"rendered":"\n

For mange fra \u00d8stfold er Spania et popul\u00e6rt feriem\u00e5l. Men \u00e9n vanlig feil kan gj\u00f8re ferien langt dyrere enn mange tror.<\/strong><\/p>\n\n\n\n

Fra januar 2024 til april 2026 har Gjensidige registrert 1.242 skadesaker<\/strong> fra Spania-reiser blant kunder i \u00d8stfold. Det samlede erstatningsbel\u00f8pet er p\u00e5 13 millioner kroner<\/strong>.<\/p>\n\n\n\n

Fredrikstad st\u00e5r for flest saker i fylket, med 331 skadesaker<\/strong> og 3,63 millioner kroner<\/strong> i erstatning siden 2024. Moss, Sarpsborg og Indre \u00d8stfold f\u00f8lger deretter.<\/p>\n\n\n\n

Fra 2024 til 2025 \u00f8kte antall skadesaker fra \u00d8stfold med 3 prosent<\/strong>. Samtidig \u00f8kte erstatningsbel\u00f8pet med 18 prosent<\/strong> \u2014 fra 5,16 til 6,08 millioner kroner<\/strong> p\u00e5 ett \u00e5r.<\/p>\n\n\n\n

\u2013 Skadeantallet \u00f8ker bare svakt, men regningen \u00f8ker betydelig mer. Det er et tegn p\u00e5 at enkeltsaker kan bli sv\u00e6rt dyre n\u00e5r noe f\u00f8rst g\u00e5r galt, sier Tobias Kvalvik, kommunikasjonssjef i Gjensidige.<\/p>\n\n\n\n

Han mener mange undervurderer hvor dyrt det kan bli dersom de havner p\u00e5 feil behandlingssted i utlandet.<\/p>\n\n\n\n

\u2013 For mange \u00f8stfoldinger er Spania et trygt og kjent reisem\u00e5l. Nettopp derfor er det lett \u00e5 tenke at alt er enkelt og ukomplisert. Men n\u00e5r noe f\u00f8rst skjer, kan regningen bli stor, sier Kvalvik.<\/p>\n\n\n\n

Gjensidige registrerte dr\u00f8yt 18.000 Spania-skader fra kunder i fjor, et tall som forventes \u00e5 \u00f8ke i \u00e5r p\u00e5 grunn av urolighetene i verden.<\/p>\n\n\n\n

Samtidig viser det seg at mer enn \u00e9n av fem som har Europeisk helsetrygdkort, har reist i utlandet uten reiseforsikring. Det viser en Ipsos-unders\u00f8kelse gjort p\u00e5 vegne av Gjensidige.<\/strong><\/p>\n\n\n\n

\u2013 Det er nettopp dette vi advarer mot. Mange tror helsetrygdkortet er en reiseforsikring. Det er det ikke. Har du bare helsetrygdkortet, kan du i verste fall st\u00e5 igjen med store deler av regningen selv, sier Kvalvik.<\/p>\n\n\n\n

Gjensidige erfarer at enkelte klinikker i spanske turistomr\u00e5der har langt h\u00f8yere kostnadsniv\u00e5 enn det offentlige helsevesenet, og at reisende i noen tilfeller blir henvist dit av hotell eller lokale akt\u00f8rer uten \u00e5 vite prisniv\u00e5et.<\/p>\n\n\n\n

I enkelte tilfeller kan regningen komme opp i 40.000\u201360.000 kroner for behandling som normalt ville kostet en br\u00f8kdel.<\/p>\n\n\n\n

\u2013 Helsetrygdkortet kan gi en falsk trygghet. Hvis du blir syk eller skadet, kan regningen bli enorm. Det er her mange undervurderer verdien av reiseforsikring. Den kan v\u00e6re forskjellen p\u00e5 \u00e5 havne p\u00e5 riktig sted fra start \u2014 eller \u00e5 sitte igjen med en regning p\u00e5 titusener, sier Kvalvik.<\/p>\n\n\n\n

Spania-skader fra \u00d8stfold 2024\u20132026<\/strong><\/p>\n\n\n\n

Kommune<\/strong><\/td>Skader<\/strong><\/td>Erstatning<\/strong><\/td><\/tr><\/thead>
Fredrikstad<\/strong><\/td>331<\/strong><\/td>3,63 mill. kr<\/strong><\/td><\/tr>
Moss<\/strong><\/td>260<\/strong><\/td>2,80 mill. kr<\/strong><\/td><\/tr>
Sarpsborg<\/strong><\/td>196<\/strong><\/td>1,27 mill. kr<\/strong><\/td><\/tr>
Indre \u00d8stfold<\/strong><\/td>187<\/strong><\/td>1,88 mill. kr<\/strong><\/td><\/tr>
Halden<\/strong><\/td>104<\/strong><\/td>786.000 kr<\/strong><\/td><\/tr>
Rakkestad<\/strong><\/td>56<\/strong><\/td>797.000 kr<\/strong><\/td><\/tr>
R\u00e5de<\/strong><\/td>43<\/strong><\/td>1,00 mill. kr<\/strong><\/td><\/tr>
Hvaler<\/strong><\/td>28<\/strong><\/td>390.000 kr<\/strong><\/td><\/tr>
Skiptvet<\/strong><\/td>15<\/strong><\/td>159.000 kr<\/strong><\/td><\/tr>
Marker<\/strong><\/td>11<\/strong><\/td>107.000 kr<\/strong><\/td><\/tr>
V\u00e5ler<\/strong><\/td>9<\/strong><\/td>118.000 kr<\/strong><\/td><\/tr>
\u00d8vrige kommuner<\/strong><\/td>2<\/strong><\/td>32.000 kr<\/strong><\/td><\/tr>
Hele \u00d8stfold<\/strong><\/td>1.242<\/strong><\/td>13,0 mill. kr<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Kilde: Gjensidiges egne skadetall, perioden januar 2024 til april 2026.<\/em><\/strong><\/p>\n\n\n\n

Slik unng\u00e5r du Spania-fellen:<\/strong><\/p>\n\n\n\n

    \n
  • Helfo anbefaler at du tegner reiseforsikring i tillegg til Europeisk helsetrygdkort.<\/li>\n\n\n\n
  • Ring alarmsentralen til forsikringsselskapet ditt f\u00f8r du opps\u00f8ker behandling<\/li>\n\n\n\n
  • Ikke la hotellet eller en taxisj\u00e5f\u00f8r bestemme hvilken klinikk du g\u00e5r til<\/li>\n\n\n\n
  • Husk at helsetrygdkortet bare gjelder offentlige sykehus og behandlere \u2014 og ikke dekker hjemreise<\/li>\n<\/ul>\n\n\n\n

    <\/p>\n","protected":false},"excerpt":{"rendered":"

    For mange fra \u00d8stfold er Spania et popul\u00e6rt feriem\u00e5l. Men \u00e9n vanlig feil kan gj\u00f8re ferien langt dyrere enn mange tror. Fra januar 2024 til april 2026 har Gjensidige registrert 1.242 skadesaker fra Spania-reiser blant kunder i \u00d8stfold. Det samlede erstatningsbel\u00f8pet er p\u00e5 13 millioner kroner. Fredrikstad st\u00e5r for flest saker i fylket, med 331 skadesaker og 3,63 millioner kroner i erstatning […]<\/p>\n","protected":false},"author":15,"featured_media":114725,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[172,156,185],"tags":[154,236],"adace-sponsor":[],"ppma_author":[723],"class_list":["post-117642","post","type-post","status-publish","format-standard","has-post-thumbnail","category-aktuelt","category-ostfold","category-pressemeldinger","tag-ostfold","tag-pressemelding"],"yoast_head":"\nSpania-skader for 13 millioner fra \u00d8stfold: - Kan koste deg titusener - Indre24.no<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/jobbhjelp.eu\/index.php\/2026\/05\/11\/spania-skader-for-13-millioner-fra-ostfold-kan-koste-deg-titusener-2\/\" \/>\n<meta property=\"og:locale\" content=\"nb_NO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Spania-skader for 13 millioner fra \u00d8stfold: - Kan koste deg titusener\" \/>\n<meta property=\"og:description\" content=\"For mange fra \u00d8stfold er Spania et popul\u00e6rt feriem\u00e5l. Men \u00e9n vanlig feil kan gj\u00f8re ferien langt dyrere enn mange tror. Fra januar 2024 til april 2026 har Gjensidige registrert 1.242 skadesaker fra Spania-reiser blant kunder i \u00d8stfold. Det samlede erstatningsbel\u00f8pet er p\u00e5 13 millioner kroner. 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